"Failing to Plan is Planning to Fail" is attributed to Alan Lakein who may have taken his quote from Benjamin Franklin who said, "If you fail to plan, you plan to fail". The idea behind both are true. Many people do not have the skill or ability to think ahead of today and are not able to envision what the future may look like. They are often overwhelmed and consumed with the present. There are others who fail to see the benefit and therefore lack the motivation to sacrifice a little time now to plan ahead in order to save a lot of time later. The benefit of planning does not offset the cost of time to plan for these people. And then there are those who lack the drive and perseverance to achieve anything worth their time to create a plan. This group of people is growing in our society. More and more people fail to have retirement plans or child college funds or career paths or other goals that require long term plans to achieve. All three people will suffer more and struggle often and achieve less success than those who learn to plan, take time to plan and set worthy goals that require a plan to be successful.