Warning: If we have a lot, it isn't solely due to our own efforts or ability. Anyone with anything in life is able to look and see the efforts of others that have helped place them in their current situation. The same is true, if we feel as if we don't have a lot, we don't need to freak out and worry about it, as it is not completely up to our efforts to get out of the situation, as long as we seek God to help us out.
Lord, thank You that I am not as good as I think I am and I am not as bad as I think I am, but I am somewhere in between and it is by your Grace that I am.